Lender profile · HMDA 2023–2025
Central Bank (Texas) mortgage approval rates & lending data
Central Bank (Texas) decided 267 mortgage applications and funded 201 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 84 / 88 | 90% | $455K | 76 |
| Home improvement loans | 82% | 109 / 133 | 75% | $95K | 82 |
Central Bank (Texas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 88% | $315K | 266 | 200 |
| District of Columbia | 100% | $745K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.