Lender profile · HMDA 2023–2025
Cambridge Savings Bank mortgage approval rates & lending data
Cambridge Savings Bank decided 2,819 mortgage applications and funded 2,556 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,690 / 1,783 | 99% | $555K | 1,672 |
| Home improvement loans | 78% | 316 / 403 | 98% | $105K | 311 |
| Cash-out refinance | 88% | 229 / 259 | 99% | $255K | 226 |
| Refinance | 92% | 145 / 158 | 99% | $345K | 144 |
| Investment property purchase | 97% | 167 / 172 | 99% | $645K | 166 |
Cambridge Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 92% | $555K | 2,774 | 2,515 |
| New Hampshire | 93% | $405K | 44 | 41 |
| Rhode Island | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.