Lender profile · HMDA 2023–2025
Bluestone Bank mortgage approval rates & lending data
Bluestone Bank decided 875 mortgage applications and funded 747 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 380 / 427 | 99% | $375K | 375 |
| Home improvement loans | 88% | 127 / 145 | 98% | $105K | 125 |
| Cash-out refinance | 83% | 119 / 144 | 95% | $205K | 113 |
| Refinance | 88% | 44 / 50 | 98% | $485K | 43 |
| Investment property purchase | 88% | 66 / 75 | 94% | $525K | 62 |
| Investment refinance | 83% | 25 / 30 | 100% | $675K | 25 |
Bluestone Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 88% | $375K | 849 | 730 |
| Rhode Island | 70% | $385K | 23 | 14 |
| New Hampshire | 100% | $205K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.