Lender profile · HMDA 2023–2025
Bhcu mortgage approval rates & lending data
Bhcu decided 393 mortgage applications and funded 390 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 99% | 69 / 70 | 100% | $55K | 69 |
| Cash-out refinance | 100% | 242 / 243 | 100% | $85K | 242 |
| Investment cash-out refinance | 100% | 61 / 61 | 100% | $155K | 61 |
Bhcu lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 99% | $85K | 341 | 338 |
| New Jersey | 100% | $85K | 25 | 25 |
| Delaware | 100% | $125K | 22 | 22 |
| Florida | 100% | $85K | 2 | 2 |
| Arizona | 100% | $435K | 1 | 1 |
| Maryland | 100% | $205K | 1 | 1 |
| Virginia | 100% | $245K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.