Lender profile · HMDA 2023–2025
BayFirst National Bank mortgage approval rates & lending data
BayFirst National Bank decided 1,655 mortgage applications and funded 1,127 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 69% | 132 / 190 | 89% | $285K | 117 |
| Home improvement loans | 77% | 949 / 1,226 | 88% | $155K | 835 |
| Refinance | 82% | 164 / 200 | 93% | $155K | 152 |
BayFirst National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 77% | $155K | 1,636 | 1,123 |
| Georgia | 0% | — | 3 | 0 |
| New Jersey | 0% | — | 3 | 0 |
| Arizona | 50% | $245K | 2 | 1 |
| New York | 0% | — | 2 | 0 |
| Alabama | 100% | $305K | 1 | 1 |
| Illinois | 0% | — | 1 | 0 |
| Indiana | 0% | — | 1 | 0 |
| Maryland | 100% | — | 1 | 0 |
| Massachusetts | 0% | — | 1 | 0 |
| Missouri | 0% | — | 1 | 0 |
| New Mexico | 100% | $205K | 1 | 1 |
| Pennsylvania | 100% | $285K | 1 | 1 |
| Utah | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.