Lender profile · HMDA 2023–2025
Bath Savings Institution mortgage approval rates & lending data
Bath Savings Institution decided 411 mortgage applications and funded 366 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 216 / 241 | 100% | $325K | 215 |
| Home improvement loans | 91% | 43 / 47 | 100% | $75K | 43 |
| Cash-out refinance | 78% | 31 / 40 | 100% | $145K | 31 |
| Investment property purchase | 98% | 60 / 61 | 98% | $435K | 59 |
Bath Savings Institution lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 90% | $325K | 411 | 366 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.