Lender profile · HMDA 2023–2025
Bar Harbor Bank & Trust mortgage approval rates & lending data
Bar Harbor Bank & Trust decided 683 mortgage applications and funded 547 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 227 / 257 | 100% | $365K | 226 |
| Home improvement loans | 74% | 130 / 176 | 100% | $75K | 130 |
| Cash-out refinance | 66% | 40 / 61 | 100% | $215K | 40 |
| Refinance | 73% | 66 / 91 | 100% | $155K | 66 |
| Investment property purchase | 96% | 53 / 55 | 100% | $305K | 53 |
Bar Harbor Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Hampshire | 78% | $395K | 490 | 383 |
| Maine | 87% | $155K | 149 | 130 |
| Massachusetts | 76% | $425K | 34 | 26 |
| Florida | 100% | $225K | 4 | 4 |
| Rhode Island | 50% | $75K | 2 | 1 |
| Vermont | 100% | $255K | 2 | 2 |
| Connecticut | 100% | $335K | 1 | 1 |
| New York | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.