Lender profile · HMDA 2023–2025
Bank of Bird-in-Hand mortgage approval rates & lending data
Bank of Bird-in-Hand decided 1,115 mortgage applications and funded 1,061 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 127 / 130 | 98% | $275K | 124 |
| Home improvement loans | 100% | 28 / 28 | 100% | $105K | 28 |
| Refinance | 88% | 63 / 72 | 100% | $245K | 63 |
| Investment property purchase | 99% | 646 / 651 | 97% | $225K | 626 |
| Investment refinance | 95% | 184 / 194 | 98% | $165K | 180 |
| Investment home improvement | 100% | 40 / 40 | 100% | $125K | 40 |
Bank of Bird-in-Hand lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 98% | $225K | 1,095 | 1,041 |
| Maryland | 100% | $155K | 18 | 18 |
| Florida | 100% | $245K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.