Lender profile · HMDA 2023–2025
Bank 7 mortgage approval rates & lending data
Bank 7 decided 345 mortgage applications and funded 334 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 100% | 266 / 266 | 100% | $145K | 265 |
| Investment refinance | 98% | 64 / 65 | 100% | $225K | 64 |
Bank 7 lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 98% | $145K | 306 | 299 |
| Texas | 88% | $285K | 32 | 28 |
| Arizona | 100% | $445K | 2 | 2 |
| Michigan | 100% | $55K | 2 | 2 |
| Florida | 100% | $2M | 1 | 1 |
| Louisiana | 100% | $755K | 1 | 1 |
| Tennessee | 100% | $325K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.