Lender profile · HMDA 2023–2025
Atlantic Regional Federal Credit Union mortgage approval rates & lending data
Atlantic Regional Federal Credit Union decided 1,274 mortgage applications and funded 996 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 350 / 455 | 98% | $85K | 342 |
| Home improvement loans | 84% | 392 / 467 | 97% | $55K | 381 |
| Cash-out refinance | 78% | 124 / 159 | 98% | $65K | 121 |
| Refinance | 80% | 113 / 141 | 100% | $85K | 113 |
| Investment property purchase | 65% | 17 / 26 | 100% | $195K | 17 |
Atlantic Regional Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 80% | $65K | 1,267 | 993 |
| New Hampshire | 60% | $35K | 5 | 3 |
| Florida | 0% | — | 2 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.