Lender profile · HMDA 2023–2025
Associated Credit Union of Texas mortgage approval rates & lending data
Associated Credit Union of Texas decided 437 mortgage applications and funded 368 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 65 / 67 | 97% | $265K | 63 |
| Cash-out refinance | 84% | 225 / 269 | 100% | $85K | 224 |
| Refinance | 73% | 40 / 55 | 100% | $95K | 40 |
Associated Credit Union of Texas lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 85% | $85K | 437 | 368 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.