Lender profile · HMDA 2023–2025
American Savings Bank, N.A.tional Association mortgage approval rates & lending data
American Savings Bank, N.A.tional Association decided 4,102 mortgage applications and funded 2,841 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,390 / 1,510 | 99% | $505K | 1,374 |
| Home improvement loans | 55% | 735 / 1,343 | 95% | $155K | 701 |
| Cash-out refinance | 60% | 112 / 187 | 97% | $405K | 109 |
| Refinance | 69% | 229 / 332 | 97% | $305K | 222 |
| Investment property purchase | 84% | 247 / 295 | 99% | $485K | 244 |
| Investment cash-out refinance | 45% | 29 / 64 | 100% | $355K | 29 |
| Investment refinance | 55% | 59 / 108 | 93% | $275K | 55 |
| Investment home improvement | 42% | 110 / 263 | 97% | $175K | 107 |
American Savings Bank, N.A.tional Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Hawaii | 71% | $485K | 4,097 | 2,841 |
| California | 0% | — | 2 | 0 |
| Alabama | 0% | — | 1 | 0 |
| Nevada | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.