Lender profile · HMDA 2023–2025
American Pacific Mortgage Corporation mortgage approval rates & lending data
American Pacific Mortgage Corporation decided 60,478 mortgage applications and funded 54,447 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 45,311 / 48,802 | 100% | $325K | 45,165 |
| Cash-out refinance | 77% | 3,145 / 4,094 | 99% | $295K | 3,122 |
| Refinance | 79% | 2,258 / 2,851 | 100% | $375K | 2,253 |
| Investment property purchase | 88% | 2,844 / 3,234 | 100% | $255K | 2,832 |
| Investment cash-out refinance | 74% | 809 / 1,095 | 100% | $245K | 805 |
| Investment refinance | 67% | 271 / 402 | 100% | $285K | 270 |
American Pacific Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 91% | $445K | 12,142 | 11,029 |
| Illinois | 92% | $275K | 6,965 | 6,384 |
| Washington | 93% | $465K | 5,931 | 5,494 |
| Florida | 86% | $335K | 5,153 | 4,400 |
| Arizona | 88% | $325K | 5,109 | 4,466 |
| Texas | 91% | $275K | 4,736 | 4,300 |
| Ohio | 90% | $205K | 1,890 | 1,699 |
| Georgia | 87% | $305K | 1,777 | 1,534 |
| Oregon | 94% | $425K | 1,707 | 1,604 |
| Tennessee | 92% | $335K | 1,503 | 1,381 |
| Idaho | 96% | $385K | 1,337 | 1,275 |
| Wisconsin | 90% | $225K | 1,268 | 1,135 |
| South Carolina | 87% | $275K | 1,224 | 1,068 |
| Utah | 92% | $405K | 1,005 | 920 |
| Missouri | 91% | $295K | 899 | 822 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.