Lender profile · HMDA 2023–2025
Amboy Bank mortgage approval rates & lending data
Amboy Bank decided 585 mortgage applications and funded 454 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 41 / 45 | 95% | $305K | 39 |
| Home improvement loans | 75% | 88 / 118 | 95% | $75K | 84 |
| Refinance | 85% | 349 / 409 | 91% | $105K | 318 |
Amboy Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 84% | $105K | 585 | 454 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.