Lender profile · HMDA 2023–2025
Align Credit Union mortgage approval rates & lending data
Align Credit Union decided 1,057 mortgage applications and funded 730 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 62% | 56 / 90 | 98% | $365K | 55 |
| Home improvement loans | 73% | 420 / 574 | 98% | $105K | 411 |
| Refinance | 70% | 239 / 342 | 97% | $155K | 233 |
Align Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 71% | $105K | 902 | 622 |
| New Hampshire | 72% | $65K | 149 | 106 |
| Maine | 33% | $145K | 6 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.