Lender profile · HMDA 2023–2025
Alden State Bank mortgage approval rates & lending data
Alden State Bank decided 272 mortgage applications and funded 206 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 55 / 60 | 89% | $255K | 49 |
| Home improvement loans | 76% | 35 / 46 | 97% | $45K | 34 |
| Refinance | 75% | 84 / 112 | 99% | $105K | 83 |
| Investment refinance | 86% | 24 / 28 | 88% | $115K | 21 |
Alden State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 82% | $105K | 272 | 206 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.