Lender profile · HMDA 2023–2025
Adventure Credit Union mortgage approval rates & lending data
Adventure Credit Union decided 721 mortgage applications and funded 663 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 136 / 145 | 100% | $245K | 136 |
| Home improvement loans | 93% | 138 / 148 | 97% | $55K | 134 |
| Cash-out refinance | 72% | 54 / 75 | 100% | $185K | 54 |
| Refinance | 80% | 37 / 46 | 100% | $185K | 37 |
| Investment refinance | 85% | 22 / 26 | 100% | $155K | 22 |
| Investment home improvement | 100% | 243 / 243 | 100% | $55K | 242 |
Adventure Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 93% | $55K | 719 | 662 |
| California | 100% | $115K | 1 | 1 |
| Illinois | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.