Lender profile · HMDA 2023–2025
Advantage Federal Credit Union mortgage approval rates & lending data
Advantage Federal Credit Union decided 1,247 mortgage applications and funded 805 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 75% | 98 / 130 | 97% | $185K | 95 |
| Home improvement loans | 63% | 429 / 682 | 100% | $65K | 429 |
| Cash-out refinance | 63% | 151 / 241 | 100% | $95K | 151 |
| Refinance | 70% | 128 / 184 | 100% | $105K | 128 |
Advantage Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 65% | $65K | 1,247 | 805 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.