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refinance lenders · HMDA 2023–2025

Refinance lenders in Kenton County, Kentucky

Fat Boy Data analyzed mortgage refinance activity in Kenton County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,056 applications were decided by 150 lenders between 2023 and 2025.

Kenton County at a glance

150Active lenders22 with 20+ decisions
80.3%Market approval rate1,651 of 2,056 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,555 loans funded

How Kenton County compares

Approval rate compared
Kenton County80.3%Kentucky81.3%All 616 counties76.5%
Typical loan compared
Kenton County$155KKentucky$125KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Kenton County, KY, 194 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

The typical mortgage refinance here is $155K, 24% larger than the Kentucky typical of $125K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 44Newrez LLC: 48% approved of 27Lakeview Loan Servicing, LLC: 50% approved of 22Truist Bank: 63% approved of 93Mortgage Research Center, LLC: 72% approved of 29L & N Federal Credit Union: 73% approved of 30The Huntington National Bank: 75% approved of 267Third Federal Savings And Loan Association Of Cleveland: 75% approved of 67PNC Bank, National Association: 79% approved of 71Fifth Third Bank, National Association: 79% approved of 256U.S. Bank National Association: 84% approved of 67Guardian Savings Bank: 84% approved of 100Rocket Mortgage, LLC: 85% approved of 96Union Home Mortgage Corp.: 86% approved of 29Pennymac Loan Services, LLC: 88% approved of 41United Wholesale Mortgage, LLC: 90% approved of 115Stock Yards Bank & Trust Company: 90% approved of 21Royal United Mortgage LLC: 91% approved of 22Central Bank & Trust Co.: 96% approved of 48Union Savings Bank: 96% approved of 28Heritage Bank, Inc.: 98% approved of 56Freedom Mortgage Corporation: 100% approved of 59

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Kenton County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank75%199 / 26792%$125K183
2Fifth Third Bank, National Association79%202 / 25696%$105K194
3United Wholesale Mortgage, LLCBroker only90%104 / 11597%$275K101
4Guardian Savings Bank84%84 / 10095%$255K80
5Rocket Mortgage, LLC85%82 / 9691%$195K75

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 145 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Kenton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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