HomeKansasSedgwick CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sedgwick County, Kansas

Fat Boy Data analyzed cash-out refinance activity in Sedgwick County, Kansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,222 applications were decided by 193 lenders between 2023 and 2025.

Sedgwick County at a glance

193Active lenders39 with 20+ decisions
69.8%Market approval rate3,645 of 5,222 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,446 loans funded

How Sedgwick County compares

Approval rate compared
Sedgwick County69.8%Kansas71.5%All 616 counties68.2%
Typical loan compared
Sedgwick County$125KKansas$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sedgwick County, KS, 732 of them.

Golden Plains Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 24% approved of 74Amerisave Mortgage Corporation: 30% approved of 279Carrington Mortgage Services, LLC: 33% approved of 98New Day Financial, LLC: 37% approved of 93Spring Eq, LLC: 37% approved of 27Lakeview Loan Servicing, LLC: 42% approved of 59American Financing Corporation: 48% approved of 56Wells Fargo Bank, National Association: 51% approved of 69Newrez LLC: 52% approved of 117Credit Union of America: 57% approved of 89New American Funding, LLC: 59% approved of 37Flagstar Bank, National Association: 61% approved of 23Loandepot.Com, LLC: 62% approved of 166Quantum Credit Union: 63% approved of 62Mutual of Omaha Mortgage, Inc.: 66% approved of 32United Wholesale Mortgage, LLC: 67% approved of 139Heartland Credit Union: 69% approved of 35Freedom Mortgage Corporation: 69% approved of 190Capitol Federal Savings Bank: 70% approved of 46GoodLeap, LLC: 70% approved of 87Skyward Credit Union: 71% approved of 21Sierra Pacific Mortgage Company, Inc.: 74% approved of 38Navy Federal Credit Union: 74% approved of 23Pennymac Loan Services, LLC: 75% approved of 119BMO Bank National Association: 75% approved of 40Citizens Bank of Kansas: 76% approved of 21Fidelity Bank, National Association: 78% approved of 55Planet Home Lending, LLC: 78% approved of 23Rocket Mortgage, LLC: 78% approved of 962Nationstar Mortgage LLC: 80% approved of 114Wichita Federal Credit Union: 82% approved of 275The Federal Savings Bank: 82% approved of 22Guild Mortgage Company LLC: 82% approved of 50MERITRUST Federal Credit Union: 82% approved of 767Gateway First Bank: 83% approved of 23Meritrust Credit Union: 88% approved of 124Mid American Credit Union: 89% approved of 47Garden Plain State Bank: 96% approved of 24Golden Plains Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Sedgwick County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%754 / 96297%$125K732
2MERITRUST Federal Credit Union82%631 / 76799%$45K625
3Amerisave Mortgage Corporation30%85 / 27996%$85K82
4Wichita Federal Credit Union82%225 / 27591%$65K205
5Freedom Mortgage Corporation69%132 / 19095%$175K126

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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