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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Scott County, Iowa

Fat Boy Data analyzed cash-out refinance activity in Scott County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,434 applications were decided by 103 lenders between 2023 and 2025.

Scott County at a glance

103Active lenders19 with 20+ decisions
69.7%Market approval rate1,000 of 1,434 decided
$125KTypical loanmedian lender, $10K brackets
96%Borrower take-up956 loans funded

How Scott County compares

Approval rate compared
Scott County69.7%Iowa71.7%All 616 counties68.2%
Typical loan compared
Scott County$125KIowa$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Scott County, IA, 162 of them.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 90% of 20.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 22% approved of 76Carrington Mortgage Services, LLC: 38% approved of 34Loandepot.Com, LLC: 45% approved of 33New Day Financial, LLC: 46% approved of 26Marine Credit Union: 46% approved of 67Wells Fargo Bank, National Association: 48% approved of 27Newrez LLC: 49% approved of 41Freedom Mortgage Corporation: 73% approved of 41United Wholesale Mortgage, LLC: 73% approved of 45New American Funding, LLC: 74% approved of 53Rocket Mortgage, LLC: 77% approved of 216Empeople Credit Union: 79% approved of 62U.S. Bank National Association: 80% approved of 45R.I.A. Federal Credit Union: 84% approved of 45Ascentra Credit Union: 87% approved of 63Lower, LLC: 88% approved of 33DuTrac Community Credit Union: 88% approved of 26GREENSTATE Credit Union: 89% approved of 167Nationstar Mortgage LLC: 90% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Scott County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%166 / 21698%$125K162
2GREENSTATE Credit Union89%148 / 16793%$65K138
3Amerisave Mortgage Corporation22%17 / 76100%$105K17
4Marine Credit Union46%31 / 6784%$55K26
5Ascentra Credit Union87%55 / 63100%$65K55

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 98 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Scott County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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