Investment property improvement lenders in Linn County, Iowa
Fat Boy Data analyzed investment home improvement loan activity in Linn County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 129 applications were decided by 29 lenders between 2023 and 2025.
Linn County at a glance
How Linn County compares
What the data shows
Hills Bank and Trust Company made the most investment home improvement loans in Linn County, IA, 58 of them.
That is 50% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Hills Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 97% of 60.
Lenders approved 91.5% of investment home improvement loan applications in Linn County, IA, 8.1 percentage points above the Iowa rate of 83.4%.
The typical investment home improvement loan here is $105K, 24% larger than the Iowa typical of $85K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Linn County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Hills Bank and Trust Company | 97% | 58 / 60 | 100% | $105K | 58 |
| 2 | Farmers State BankLimited sample | 100% | 10 / 10 | 90% | $125K | 9 |
| 3 | Community Savings BankLimited sample | 100% | 9 / 9 | 100% | $35K | 9 |
| 4 | Farmers & Merchants Savings BankLimited sample | 86% | 6 / 7 | 100% | $25K | 6 |
| 5 | Mount Vernon Bank and Trust CompanyLimited sample | 100% | 5 / 5 | 100% | $15K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 24 more lenders.
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