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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Iowa

Fat Boy Data analyzed investment property refinance activity in Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,851 applications were decided by 180 lenders between 2023 and 2025.

Iowa at a glance

180Active lenders25 with 20+ decisions
91.7%Market approval rate1,697 of 1,851 decided
$115KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,653 loans funded

How Iowa compares

Approval rate compared
Iowa91.7%All 616 counties77.7%
Typical loan compared
Iowa$115KAll 616 counties$235K

What the data shows

Hills Bank and Trust Company made the most investment property refinances in Iowa, 98 of them.

Blue Grass Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

Lenders approved 91.7% of investment property refinance applications in Iowa, 14.0 percentage points above the the United States rate of 77.7%.

The typical investment property refinance here is $115K, 51% smaller than the the United States typical of $235K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Hills Bank and Trust Company: 81% approved of 127GREENSTATE Credit Union: 87% approved of 54Veridian Credit Union: 88% approved of 26Community Choice Credit Union: 91% approved of 33Farmers State Bank: 91% approved of 22Bankorion: 92% approved of 26Peoples Bank: 93% approved of 28Collins Community Credit Union: 94% approved of 62BankIowa: 95% approved of 21Cedar Falls Community Credit Union: 96% approved of 23The Security National Bank of Sioux City, Iowa: 96% approved of 47Community State Bank: 98% approved of 45Central Bank: 99% approved of 74Availa Bank: 99% approved of 79Blue Grass Savings Bank: 100% approved of 59Raccoon Valley Bank: 100% approved of 47CBI Bank & Trust: 100% approved of 37Ohnward Bank & Trust: 100% approved of 36Home State Bank: 100% approved of 32Ascentra Credit Union: 100% approved of 32Visionbank of Iowa: 100% approved of 30Lincoln Savings Bank: 100% approved of 29Iowa State Bank: 100% approved of 28First Bank: 100% approved of 21Union State Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Iowa

LenderApprovalApprovedTaken upTypical loanLoans made
1Hills Bank and Trust Company81%103 / 12795%$115K98
2Availa Bank99%78 / 7999%$55K77
3Central Bank99%73 / 74100%$195K73
4Collins Community Credit Union94%58 / 62100%$185K58
5Blue Grass Savings Bank100%59 / 59100%$75K59

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 175 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Iowa. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Iowa

Counties in Iowa