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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hamilton County, Indiana

Fat Boy Data analyzed home improvement loan activity in Hamilton County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,220 applications were decided by 120 lenders between 2023 and 2025.

Hamilton County at a glance

120Active lenders35 with 20+ decisions
75.6%Market approval rate3,945 of 5,220 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,730 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County75.6%Indiana67.0%All 616 counties62.7%
Typical loan compared
Hamilton County$105KIndiana$55KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Hamilton County, IN, 455 of them.

Centra Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Lenders approved 75.6% of home improvement loan applications in Hamilton County, IN, 8.5 percentage points above the Indiana rate of 67.0%.

The typical home improvement loan here is $105K, 91% larger than the Indiana typical of $55K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 41% approved of 136Spring Eq, LLC: 48% approved of 60Bank of America, National Association: 50% approved of 153Pentagon Federal Credit Union: 50% approved of 26U.S. Bank National Association: 61% approved of 56Regions Bank: 62% approved of 208First Merchants Bank: 65% approved of 51Navy Federal Credit Union: 66% approved of 56Third Federal Savings And Loan Association Of Cleveland: 67% approved of 49The Huntington National Bank: 68% approved of 716Old National Bank: 69% approved of 158BMO Bank National Association: 69% approved of 226Figure Lending LLC: 70% approved of 74Financial Center First Credit Union: 70% approved of 27KeyBank National Association: 71% approved of 38Fifth Third Bank, National Association: 73% approved of 393First Financial Bank: 76% approved of 110Centier Bank: 78% approved of 109Citizens Bank, National Association: 79% approved of 52PNC Bank, National Association: 79% approved of 401STAR Financial Bank: 80% approved of 128Horizon Bank: 83% approved of 198Indiana Members Credit Union: 83% approved of 458Purdue Federal Credit Union: 86% approved of 21Everwise Credit Union: 87% approved of 142Elements Financial Federal Credit Union: 89% approved of 244First Farmers Bank & Trust Co.: 91% approved of 23Nationstar Mortgage LLC: 92% approved of 26Forum: 93% approved of 300JPMorgan Chase Bank, National Association: 93% approved of 41The Farmers Bank, Frankfort, Indiana: 93% approved of 58The National Bank of Indianapolis: 97% approved of 32Coastal Community Bank: 97% approved of 32Union Savings Bank: 99% approved of 92Centra Credit Union: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank68%485 / 71694%$105K455
2Indiana Members Credit Union83%381 / 45895%$75K361
3PNC Bank, National Association79%318 / 40195%$105K303
4Fifth Third Bank, National Association73%286 / 39397%$105K277
5Forum93%278 / 30099%$75K274

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 115 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Hamilton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Hamilton County

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Nearby markets

All lending in Hamilton CountyCounty overviewHome improvement loans across IndianaStatewideMadison CountyNearby countyMarion CountyNearby county