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refinance lenders · HMDA 2023–2025

Refinance lenders in Clark County, Indiana

Fat Boy Data analyzed mortgage refinance activity in Clark County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,422 applications were decided by 138 lenders between 2023 and 2025.

Clark County at a glance

138Active lenders17 with 20+ decisions
83.5%Market approval rate1,188 of 1,422 decided
$155KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,107 loans funded

How Clark County compares

Approval rate compared
Clark County83.5%Indiana80.2%All 616 counties76.5%
Typical loan compared
Clark County$155KIndiana$145KAll 616 counties$295K

What the data shows

Centra Credit Union made the most mortgage refinances in Clark County, IN, 103 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 121.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 48% approved of 25Mortgage Research Center, LLC: 58% approved of 24Lakeview Loan Servicing, LLC: 59% approved of 39Fifth Third Bank, National Association: 74% approved of 54Stock Yards Bank & Trust Company: 75% approved of 28Rocket Mortgage, LLC: 78% approved of 99Pennymac Loan Services, LLC: 79% approved of 34Amerihome Mortgage Company, LLC: 81% approved of 21The New Washington State Bank: 82% approved of 45German American Bank: 84% approved of 70PNC Bank, National Association: 85% approved of 105First Savings Bank: 90% approved of 29WesBanco Bank, Inc.: 90% approved of 21United Wholesale Mortgage, LLC: 91% approved of 117L & N Federal Credit Union: 94% approved of 53Centra Credit Union: 94% approved of 109Freedom Mortgage Corporation: 97% approved of 121

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1Freedom Mortgage Corporation97%117 / 12181%$245K95
2United Wholesale Mortgage, LLCBroker only91%107 / 11798%$255K105
3Centra Credit Union94%103 / 109100%$95K103
4PNC Bank, National Association85%89 / 10593%$105K83
5Rocket Mortgage, LLC78%77 / 9994%$235K72

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 133 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Clark County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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