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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Clair County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in St. Clair County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,721 applications were decided by 309 lenders between 2023 and 2025.

St. Clair County at a glance

309Active lenders70 with 20+ decisions
87.8%Market approval rate8,535 of 9,721 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up8,183 loans funded

How St. Clair County compares

Approval rate compared
St. Clair County87.8%Illinois89.1%All 616 counties87.6%
Typical loan compared
St. Clair County$195KIllinois$285KAll 616 counties$335K

What the data shows

Mortgage Research Center, LLC made the most home purchase mortgages in St. Clair County, IL, 739 of them.

Bell Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

The typical home purchase mortgage here is $195K, 32% smaller than the Illinois typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 8% approved of 5221St Mortgage Corporation: 20% approved of 96Zippy Loans, LLC: 43% approved of 161Triad Financial Services, Inc.: 46% approved of 306PNC Bank, National Association: 71% approved of 34First Community: 73% approved of 70Equity Prime Mortgage LLC: 74% approved of 39Flagstar Bank, National Association: 74% approved of 47JPMorgan Chase Bank, National Association: 75% approved of 52Bank of America, National Association: 79% approved of 66Primary Residential Mortgage, Inc.: 79% approved of 38Freedom Mortgage Corporation: 79% approved of 34Navy Federal Credit Union: 80% approved of 189Regions Bank: 80% approved of 187Citizens Community Bank: 82% approved of 87Gershman Investment Corp.: 83% approved of 63Rocket Mortgage, LLC: 83% approved of 204Leaderone Financial Corporation: 84% approved of 43Pennymac Loan Services, LLC: 85% approved of 26U.S. Bank National Association: 85% approved of 129Loandepot.Com, LLC: 86% approved of 28USAA Federal Savings Bank: 86% approved of 113American Pacific Mortgage Corporation: 86% approved of 51Busey Bank: 87% approved of 47First Mid Bank & Trust, National Association: 88% approved of 32Nqm Funding, LLC: 89% approved of 71The Central Trust Bank: 89% approved of 27Together Credit Union: 89% approved of 47Associated Bank, National Association: 89% approved of 57Bankers' Bank: 90% approved of 40Fairway Independent Mortgage Corporation: 91% approved of 235FCB Banks: 92% approved of 469Mutual of Omaha Mortgage, Inc.: 92% approved of 26Crosscountry Mortgage, LLC: 93% approved of 56United Wholesale Mortgage, LLC: 93% approved of 472American Portfolio Mortgage Corporation: 93% approved of 29First National Bank of Waterloo: 93% approved of 90New American Funding, LLC: 93% approved of 485Midwest BankCentre: 93% approved of 212Mortgage Research Center, LLC: 94% approved of 801Bank of Belleville: 94% approved of 33Scott Credit Union: 94% approved of 300Guaranteed Rate, Inc.: 94% approved of 411Endeavor Capital, LLC.: 95% approved of 181Carrollton Bank: 96% approved of 269Das Acquisition Company, LLC: 96% approved of 176Bank of Springfield: 96% approved of 26Delmar Financial Company: 96% approved of 820Guild Mortgage Company LLC: 97% approved of 352Ark-La-Tex Financial Services, LLC.: 97% approved of 89Cmg Mortgage, Inc.: 97% approved of 120Nations Lending Corporation: 97% approved of 31Stifel Bank and Trust: 97% approved of 36Flat Branch Mortgage, Inc.: 97% approved of 74Primelending, A Plainscapital Company: 99% approved of 140Bank of O'Fallon: 99% approved of 100Bell Bank: 100% approved of 38Plains Commerce Bank: 100% approved of 30First FSB of Mascoutah: 100% approved of 29Movement Mortgage, LLC: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in St. Clair County

LenderApprovalApprovedTaken upTypical loanLoans made
1Delmar Financial Company96%790 / 82091%$235K716
2Mortgage Research Center, LLC94%749 / 80199%$275K739
3New American Funding, LLC93%453 / 485100%$155K452
4United Wholesale Mortgage, LLCBroker only93%439 / 47298%$225K431
5FCB Banks92%430 / 469100%$195K428

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 304 more lenders.

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Other lending data for St. Clair County

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Nearby markets

All lending in St. Clair CountyCounty overviewMortgage lenders across IllinoisStatewideMadison CountyNearby county