refinance lenders · HMDA 2023–2025

Refinance lenders in Rock Island County, Illinois

Fat Boy Data analyzed mortgage refinance activity in Rock Island County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,097 applications were decided by 91 lenders between 2023 and 2025.

Rock Island County at a glance

91Active lenders12 with 20+ decisions
77.8%Market approval rate854 of 1,097 decided
$75KTypical loanmedian lender, $10K brackets
90%Borrower take-up769 loans funded

How Rock Island County compares

Approval rate compared
Rock Island County77.8%Illinois78.8%All 616 counties76.5%
Typical loan compared
Rock Island County$75KIllinois$285KAll 616 counties$295K

What the data shows

I. H. Mississippi Valley Credit Union made the most mortgage refinances in Rock Island County, IL, 196 of them.

That is 25% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 92% of 26.

The typical mortgage refinance here is $75K, 74% smaller than the Illinois typical of $285K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Newrez LLC: 45% approved of 22Ascentra Credit Union: 61% approved of 36I. H. Mississippi Valley Credit Union: 78% approved of 333Blackhawk Bank & Trust: 82% approved of 39United Wholesale Mortgage, LLC: 83% approved of 24Rocket Mortgage, LLC: 85% approved of 39CBI Bank & Trust: 85% approved of 34Empeople Credit Union: 86% approved of 126Mortgage Research Center, LLC: 88% approved of 24GREENSTATE Credit Union: 90% approved of 49American Bank and Trust Company, National Association: 90% approved of 30Freedom Mortgage Corporation: 92% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Rock Island County

LenderApprovalApprovedTaken upTypical loanLoans made
1I. H. Mississippi Valley Credit Union78%259 / 33376%$75K196
2Empeople Credit Union86%108 / 126100%$55K108
3GREENSTATE Credit Union90%44 / 49100%$75K44
4Blackhawk Bank & Trust82%32 / 3997%$105K31
5Rocket Mortgage, LLC85%33 / 3994%$125K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 86 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Rock Island County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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