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refinance lenders · HMDA 2023–2025

Refinance lenders in Houston County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Houston County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,726 applications were decided by 139 lenders between 2023 and 2025.

Houston County at a glance

139Active lenders17 with 20+ decisions
80.4%Market approval rate1,388 of 1,726 decided
$285KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,242 loans funded

How Houston County compares

Approval rate compared
Houston County80.4%Georgia73.4%All 616 counties76.5%
Typical loan compared
Houston County$285KGeorgia$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Houston County, GA, 137 of them.

Renasant Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Lenders approved 80.4% of mortgage refinance applications in Houston County, GA, 7.1 percentage points above the Georgia rate of 73.4%.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 34Mortgage Research Center, LLC: 48% approved of 103Lakeview Loan Servicing, LLC: 54% approved of 26Truist Bank: 58% approved of 45Milend, Inc.: 67% approved of 27Robins Financial: 67% approved of 46Rocket Mortgage, LLC: 81% approved of 183Newrez LLC: 84% approved of 44Amerihome Mortgage Company, LLC: 87% approved of 23Planet Home Lending, LLC: 89% approved of 44Synovus Bank: 89% approved of 27Village Capital & Investment LLC: 91% approved of 76United Wholesale Mortgage, LLC: 91% approved of 223SunMark Community Bank: 92% approved of 25Pennymac Loan Services, LLC: 92% approved of 133Freedom Mortgage Corporation: 96% approved of 159Renasant Bank: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Houston County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%204 / 22392%$315K188
2Rocket Mortgage, LLC81%149 / 18392%$255K137
3Freedom Mortgage Corporation96%153 / 15976%$305K116
4Pennymac Loan Services, LLC92%123 / 13389%$265K110
5Mortgage Research Center, LLC48%49 / 10398%$285K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 134 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Houston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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