HomeGeorgiaGwinnett CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Gwinnett County, Georgia

Fat Boy Data analyzed investment cash-out refinance activity in Gwinnett County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,137 applications were decided by 181 lenders between 2023 and 2025.

Gwinnett County at a glance

181Active lenders11 with 20+ decisions
67.8%Market approval rate771 of 1,137 decided
$245KTypical loanmedian lender, $10K brackets
93%Borrower take-up716 loans funded

How Gwinnett County compares

Approval rate compared
Gwinnett County67.8%Georgia67.9%All 616 counties73.1%
Typical loan compared
Gwinnett County$245KGeorgia$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Gwinnett County, GA, 50 of them.

New Wave Lending Group Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical investment cash-out refinance here is $245K, 26% larger than the Georgia typical of $195K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 15% approved of 33Hometown Equity Mortgage, LLC: 25% approved of 24Champions Funding, LLC: 50% approved of 20Pennymac Loan Services, LLC: 54% approved of 26Rocket Mortgage, LLC: 68% approved of 80Homexpress Mortgage Corp.: 69% approved of 35United Wholesale Mortgage, LLC: 74% approved of 146Ocmbc, Inc.: 85% approved of 20Amwest Funding Corp.: 87% approved of 54Citadel Servicing Corporation: 90% approved of 21New Wave Lending Group Inc: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Gwinnett County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%108 / 14696%$255K104
2Rocket Mortgage, LLC68%54 / 8093%$225K50
3Amwest Funding Corp.87%47 / 54100%$245K47
4Homexpress Mortgage Corp.Broker only69%24 / 35100%$265K24
5Amerisave Mortgage Corporation15%5 / 33100%$175K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 176 more lenders.

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