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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Bibb County, Georgia

Fat Boy Data analyzed investment property refinance activity in Bibb County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 374 applications were decided by 63 lenders between 2023 and 2025.

Bibb County at a glance

63Active lenders3 with 20+ decisions
90.4%Market approval rate338 of 374 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up320 loans funded

How Bibb County compares

Approval rate compared
Bibb County90.4%Georgia75.9%All 616 counties77.7%
Typical loan compared
Bibb County$105KGeorgia$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Bibb County, GA, 83 of them.

That is 26% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Bank OZK approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Lenders approved 90.4% of investment property refinance applications in Bibb County, GA, 14.4 percentage points above the Georgia rate of 75.9%.

The typical investment property refinance here is $105K, 46% smaller than the Georgia typical of $195K.

Investment property refinance lenders in Bibb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.90%84 / 9399%$105K83
2Bank OZK100%38 / 38100%$75K38
3Morris Bank100%21 / 2195%$145K20
4Cadence BankLimited sample94%16 / 1794%$185K15
5Renasant BankLimited sample100%13 / 13100%$85K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 58 more lenders.

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