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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Johns County, Florida

Fat Boy Data analyzed home purchase mortgage activity in St. Johns County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 21,674 applications were decided by 596 lenders between 2023 and 2025.

St. Johns County at a glance

596Active lenders114 with 20+ decisions
89.8%Market approval rate19,461 of 21,674 decided
$405KTypical loanmedian lender, $10K brackets
96%Borrower take-up18,670 loans funded

How St. Johns County compares

Approval rate compared
St. Johns County89.8%Florida83.7%All 616 counties87.6%
Typical loan compared
St. Johns County$405KFlorida$345KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in St. Johns County, FL, 1,592 of them.

Loanpeople, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 103.

Lenders approved 89.8% of home purchase mortgage applications in St. Johns County, FL, 6.1 percentage points above the Florida rate of 83.7%.

The typical home purchase mortgage here is $405K, 17% larger than the Florida typical of $345K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 29% approved of 138Triad Financial Services, Inc.: 48% approved of 89USAA Federal Savings Bank: 62% approved of 69Flagstar Bank, National Association: 68% approved of 95Kind Lending, LLC: 73% approved of 75Bank of America, National Association: 75% approved of 231SouthState Bank, National Association: 76% approved of 90Citizens Bank, National Association: 76% approved of 86Community First Credit Union of Flo: 77% approved of 119Plaza Home Mortgage, Inc.: 77% approved of 93TD Bank, National Association: 81% approved of 104NVR Mortgage Finance, Inc.: 83% approved of 211Fifth Third Bank, National Association: 84% approved of 73Newrez LLC: 84% approved of 99Truist Bank: 85% approved of 168Navy Federal Credit Union: 85% approved of 337PNC Bank, National Association: 85% approved of 73Loandepot.Com, LLC: 87% approved of 159JPMorgan Chase Bank, National Association: 87% approved of 185Mortgage Research Center, LLC: 88% approved of 229Pennymac Loan Services, LLC: 88% approved of 214Rocket Mortgage, LLC: 88% approved of 652Vystar Credit Union: 88% approved of 361Mattamy Home Funding, LLC: 88% approved of 681Rmc Home Mortgage, LLC: 89% approved of 70Lennar Mortgage, LLC: 89% approved of 1,384United Wholesale Mortgage, LLC: 90% approved of 2,097Wells Fargo Bank, National Association: 90% approved of 160Dhi Mortgage Company, Ltd.: 90% approved of 1,783First Federal Bank: 90% approved of 61Freedom Mortgage Corporation: 90% approved of 126Homeamerican Mortgage Corporation: 91% approved of 515Kbhs Home Loans, LLC: 91% approved of 372Pulte Mortgage LLC: 92% approved of 592Prosperity Home Mortgage, LLC: 92% approved of 152Guaranteed Rate, Inc.: 92% approved of 79Everett Financial, Inc.: 92% approved of 66Regions Bank: 93% approved of 233Union Home Mortgage Corp.: 93% approved of 185First Equity Mortgage Incorporated: 93% approved of 100Bank of England: 93% approved of 274Morgan Stanley Private Bank, National Association: 93% approved of 61Paramount Residential Mortgage Group, Inc.: 94% approved of 86American Neighborhood Mortgage Acceptance Company LLC: 94% approved of 121Ameris Bank: 94% approved of 665Fairway Independent Mortgage Corporation: 95% approved of 111Toll Brothers Mortgage Company: 95% approved of 902Provident Funding Associates, L.P.: 95% approved of 61Guild Mortgage Company LLC: 96% approved of 96U.S. Bank National Association: 97% approved of 348Cmg Mortgage, Inc.: 97% approved of 144Primelending, A Plainscapital Company: 97% approved of 147Movement Mortgage, LLC: 97% approved of 263New American Funding, LLC: 97% approved of 78Cardinal Financial Company, Limited Partnership: 98% approved of 93Crosscountry Mortgage, LLC: 98% approved of 284Jet Homeloans, Lp: 98% approved of 1,367Emm Loans LLC: 98% approved of 173Plains Commerce Bank: 99% approved of 87Loanpeople, LLC: 100% approved of 103

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in St. Johns County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%1,884 / 2,09799%$405K1,865
2Dhi Mortgage Company, Ltd.90%1,607 / 1,78399%$285K1,592
3Lennar Mortgage, LLC89%1,228 / 1,384100%$365K1,222
4Jet Homeloans, Lp98%1,343 / 1,36798%$425K1,316
5Toll Brothers Mortgage Company95%856 / 90265%$515K554

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

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