HomeFloridaSarasota CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Sarasota County, Florida

Fat Boy Data analyzed home improvement loan activity in Sarasota County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,667 applications were decided by 184 lenders between 2023 and 2025.

Sarasota County at a glance

184Active lenders34 with 20+ decisions
59.6%Market approval rate3,377 of 5,667 decided
$105KTypical loanmedian lender, $10K brackets
90%Borrower take-up3,025 loans funded

How Sarasota County compares

Approval rate compared
Sarasota County59.6%Florida53.6%All 616 counties62.7%
Typical loan compared
Sarasota County$105KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Sarasota County, FL, 305 of them.

The Bank of Tampa approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.

Lenders approved 59.6% of home improvement loan applications in Sarasota County, FL, 6.0 percentage points above the Florida rate of 53.6%.

The typical home improvement loan here is $105K, 40% larger than the Florida typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Florida: 23% approved of 26Discover Bank: 26% approved of 167Spring Eq, LLC: 30% approved of 148BMO Bank National Association: 36% approved of 55U.S. Bank National Association: 39% approved of 80Fourleaf: 39% approved of 41Pentagon Federal Credit Union: 43% approved of 35Bank of America, National Association: 43% approved of 671Midflorida: 48% approved of 79Regions Bank: 49% approved of 280Truist Bank: 49% approved of 344Synovus Bank: 56% approved of 52Fifth Third Bank, National Association: 57% approved of 295Third Federal Savings And Loan Association Of Cleveland: 59% approved of 343PNC Bank, National Association: 60% approved of 159TD Bank, National Association: 61% approved of 76Bank OZK: 61% approved of 100First Horizon Bank: 61% approved of 77JPMorgan Chase Bank, National Association: 62% approved of 26Citizens Bank, National Association: 62% approved of 94Navy Federal Credit Union: 62% approved of 132Figure Lending LLC: 64% approved of 188SouthState Bank, National Association: 64% approved of 73Space Coast Credit Union: 65% approved of 23Seacoast National Bank: 65% approved of 49The Loan Store, Inc.: 67% approved of 33USF Federal Credit Union: 68% approved of 31Suncoast Credit Union: 69% approved of 457Rocket Mortgage, LLC: 71% approved of 38Homebridge Financial Services, Inc.: 75% approved of 44Achieva Credit Union: 77% approved of 427BayFirst National Bank: 84% approved of 324The Bank of Tampa: 87% approved of 23Coastal Community Bank: 98% approved of 167

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Sarasota County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association43%290 / 67198%$105K284
2Suncoast Credit Union69%314 / 45797%$55K305
3Achieva Credit Union77%330 / 42789%$75K293
4Truist Bank49%170 / 34489%$105K152
5Third Federal Savings And Loan Association Of Cleveland59%202 / 34396%$75K193

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 179 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Sarasota County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Sarasota County

Nearby markets