HomeFloridaPalm Beach CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Palm Beach County, Florida

Fat Boy Data analyzed cash-out refinance activity in Palm Beach County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 17,065 applications were decided by 436 lenders between 2023 and 2025.

Palm Beach County at a glance

436Active lenders93 with 20+ decisions
61.2%Market approval rate10,437 of 17,065 decided
$235KTypical loanmedian lender, $10K brackets
94%Borrower take-up9,765 loans funded

How Palm Beach County compares

Approval rate compared
Palm Beach County61.2%Florida62.2%All 616 counties68.2%
Typical loan compared
Palm Beach County$235KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Palm Beach County, FL, 2,278 of them.

The Mortgage Firm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical cash-out refinance here is $235K, 21% larger than the Florida typical of $195K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 13% approved of 123Lakeview Loan Servicing, LLC: 17% approved of 233Amerisave Mortgage Corporation: 20% approved of 985New Day Financial, LLC: 25% approved of 178Network Capital Funding Corporation: 26% approved of 103American Financing Corporation: 27% approved of 111Spring Eq, LLC: 29% approved of 154Newrez LLC: 35% approved of 775Wells Fargo Bank, National Association: 35% approved of 285Homexpress Mortgage Corp.: 36% approved of 56Carrington Mortgage Services, LLC: 36% approved of 347New American Funding, LLC: 40% approved of 186Hometown Equity Mortgage, LLC: 41% approved of 73Pentagon Federal Credit Union: 41% approved of 41Kind Lending, LLC: 43% approved of 44Village Capital & Investment LLC: 47% approved of 96Advantagefirst Lending Inc.: 48% approved of 46TrustCo Bank: 49% approved of 39Mutual of Omaha Mortgage, Inc.: 52% approved of 116Navy Federal Credit Union: 52% approved of 152Tropical Financial Credit Union: 53% approved of 352Onity Mortgage Corporation: 54% approved of 48Loandepot.Com, LLC: 57% approved of 402Ocmbc, Inc.: 58% approved of 65Plaza Home Mortgage, Inc.: 59% approved of 73Champions Funding, LLC: 60% approved of 89Pennymac Loan Services, LLC: 61% approved of 416Quorum Federal Credit Union: 61% approved of 158Freedom Mortgage Corporation: 61% approved of 296Lower, LLC: 62% approved of 60Flagstar Bank, National Association: 62% approved of 299Amerant Bank, National Association: 65% approved of 66Space Coast Credit Union: 66% approved of 235Planet Home Lending, LLC: 66% approved of 41GoodLeap, LLC: 66% approved of 140U.S. Bank National Association: 67% approved of 54JPMorgan Chase Bank, National Association: 68% approved of 283Sun West Mortgage Company, Inc.: 70% approved of 105United Wholesale Mortgage, LLC: 70% approved of 1,942Guaranteed Rate, Inc.: 73% approved of 55Sofi Bank, N.A.tional Association: 73% approved of 44Ithink Financial Credit Union: 74% approved of 451Cardinal Financial Company, Limited Partnership: 74% approved of 47Angel Oak Mortgage Solutions LLC: 75% approved of 130Everett Financial, Inc.: 75% approved of 64Rocket Mortgage, LLC: 75% approved of 3,177Truist Bank: 76% approved of 45Nationstar Mortgage LLC: 77% approved of 310Amwest Funding Corp.: 77% approved of 57Change Lending, LLC: 78% approved of 109Bank of America, National Association: 81% approved of 63Jmac Lending, Inc.: 81% approved of 43Equity Prime Mortgage LLC: 82% approved of 57A&D Mortgage LLC: 86% approved of 145Oaktree Funding Corp.: 88% approved of 48Paramount Residential Mortgage Group, Inc.: 89% approved of 70Crosscountry Mortgage, LLC: 92% approved of 209Citadel Servicing Corporation: 95% approved of 73Coastal Community Bank: 100% approved of 69The Mortgage Firm, Inc.: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Palm Beach County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%2,383 / 3,17796%$165K2,278
2United Wholesale Mortgage, LLCBroker only70%1,356 / 1,94297%$265K1,310
3Amerisave Mortgage Corporation20%196 / 98596%$115K188
4Newrez LLC35%269 / 77599%$125K266
5Ithink Financial Credit Union74%335 / 45199%$105K333

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 431 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Palm Beach County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Palm Beach County

Nearby markets