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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Marion County, Florida

Fat Boy Data analyzed cash-out refinance activity in Marion County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,978 applications were decided by 307 lenders between 2023 and 2025.

Marion County at a glance

307Active lenders41 with 20+ decisions
62.7%Market approval rate4,374 of 6,978 decided
$155KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,080 loans funded

How Marion County compares

Approval rate compared
Marion County62.7%Florida62.2%All 616 counties68.2%
Typical loan compared
Marion County$155KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Marion County, FL, 1,014 of them.

American Financial Network, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical cash-out refinance here is $155K, 21% smaller than the Florida typical of $195K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 22% approved of 470Mortgage Research Center, LLC: 25% approved of 123Network Capital Funding Corporation: 27% approved of 37Lakeview Loan Servicing, LLC: 28% approved of 101American Financing Corporation: 34% approved of 80New Day Financial, LLC: 38% approved of 217Carrington Mortgage Services, LLC: 40% approved of 263Wells Fargo Bank, National Association: 42% approved of 74Vystar Credit Union: 43% approved of 141Newrez LLC: 43% approved of 206Mutual of Omaha Mortgage, Inc.: 45% approved of 55Plaza Home Mortgage, Inc.: 48% approved of 25The Federal Savings Bank: 52% approved of 25Village Capital & Investment LLC: 53% approved of 79Florida: 53% approved of 248Navy Federal Credit Union: 55% approved of 55GTE Federal Credit Union: 55% approved of 42Planet Home Lending, LLC: 57% approved of 23New American Funding, LLC: 57% approved of 72Regions Bank: 60% approved of 47Loandepot.Com, LLC: 61% approved of 245Flagstar Bank, National Association: 69% approved of 49Freedom Mortgage Corporation: 70% approved of 151Top Flite Financial, Inc.: 70% approved of 20United Wholesale Mortgage, LLC: 71% approved of 549Pennymac Loan Services, LLC: 72% approved of 175GoodLeap, LLC: 73% approved of 97Truist Bank: 76% approved of 38Sun West Mortgage Company, Inc.: 76% approved of 38Rocket Mortgage, LLC: 77% approved of 1,367Nations Lending Corporation: 79% approved of 29Nationstar Mortgage LLC: 81% approved of 113Cardinal Financial Company, Limited Partnership: 86% approved of 35Guild Mortgage Company LLC: 86% approved of 21Campus USA Credit Union: 86% approved of 421JPMorgan Chase Bank, National Association: 86% approved of 37Union Home Mortgage Corp.: 90% approved of 39Crosscountry Mortgage, LLC: 91% approved of 45Equity Prime Mortgage LLC: 92% approved of 48Reliance First Capital, LLC: 95% approved of 20American Financial Network, Inc.: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Marion County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%1,058 / 1,36796%$155K1,014
2United Wholesale Mortgage, LLCBroker only71%391 / 54998%$205K382
3Amerisave Mortgage Corporation22%105 / 47098%$95K103
4Campus USA Credit Union86%363 / 421100%$65K363
5Carrington Mortgage Services, LLC40%105 / 26382%$175K86

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 302 more lenders.

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