HomeFloridaFlagler CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Flagler County, Florida

Fat Boy Data analyzed mortgage refinance activity in Flagler County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,326 applications were decided by 167 lenders between 2023 and 2025.

Flagler County at a glance

167Active lenders16 with 20+ decisions
70.7%Market approval rate937 of 1,326 decided
$325KTypical loanmedian lender, $10K brackets
90%Borrower take-up840 loans funded

How Flagler County compares

Approval rate compared
Flagler County70.7%Florida66.8%All 616 counties76.5%
Typical loan compared
Flagler County$325KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Flagler County, FL, 72 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 53.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 11% approved of 36Vystar Credit Union: 40% approved of 35Newrez LLC: 40% approved of 20Bank of America, National Association: 51% approved of 59Lakeview Loan Servicing, LLC: 51% approved of 43PNC Bank, National Association: 61% approved of 61Mortgage Research Center, LLC: 65% approved of 31Truist Bank: 65% approved of 81Pennymac Loan Services, LLC: 76% approved of 38Finance of America Reverse LLC: 80% approved of 20United Wholesale Mortgage, LLC: 81% approved of 179Rocket Mortgage, LLC: 82% approved of 98Ameris Bank: 88% approved of 26Village Capital & Investment LLC: 90% approved of 40Mutual of Omaha Mortgage, Inc.: 90% approved of 21Freedom Mortgage Corporation: 94% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Flagler County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%145 / 17993%$355K135
2Rocket Mortgage, LLC82%80 / 9890%$325K72
3Truist Bank65%53 / 8194%$105K50
4PNC Bank, National Association61%37 / 6197%$115K36
5Bank of America, National Association51%30 / 5997%$105K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 162 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Flagler County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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