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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Charlotte County, Florida

Fat Boy Data analyzed investment property refinance activity in Charlotte County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 489 applications were decided by 134 lenders between 2023 and 2025.

Charlotte County at a glance

134Active lenders3 with 20+ decisions
72.4%Market approval rate354 of 489 decided
$285KTypical loanmedian lender, $10K brackets
90%Borrower take-up317 loans funded

How Charlotte County compares

Approval rate compared
Charlotte County72.4%Florida68.0%All 616 counties77.7%
Typical loan compared
Charlotte County$285KFlorida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Charlotte County, FL, 57 of them.

Lima One Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.

Investment property refinance lenders in Charlotte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.74%60 / 8195%$285K57
2United Wholesale Mortgage, LLCBroker only57%16 / 28100%$305K16
3Lima One Capital, LLC92%22 / 24100%$305K22
4Rocket Mortgage, LLCLimited sample67%10 / 1580%$235K8
5Champions Funding, LLCLimited sample80%12 / 15100%$225K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 129 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Charlotte County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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