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investment property lenders · HMDA 2023–2025

Investment property lenders in Bay County, Florida

Fat Boy Data analyzed investment property mortgage activity in Bay County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,871 applications were decided by 486 lenders between 2023 and 2025.

Bay County at a glance

486Active lenders46 with 20+ decisions
84.7%Market approval rate3,280 of 3,871 decided
$305KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,083 loans funded

How Bay County compares

Approval rate compared
Bay County84.7%Florida83.7%All 616 counties87.5%
Typical loan compared
Bay County$305KFlorida$285KAll 616 counties$255K

What the data shows

Lendsure Mortgage Corp. made the most investment property mortgages in Bay County, FL, 190 of them.

Lendsure Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 209.

Approval rate of all 46 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 21% approved of 38Vanderbilt Mortgage and Finance, Inc.: 35% approved of 20Hometown Equity Mortgage, LLC: 39% approved of 31Homexpress Mortgage Corp.: 47% approved of 55Navy Federal Credit Union: 62% approved of 32NexBank: 65% approved of 20Clearedge Lending LLC: 65% approved of 20Pennymac Loan Services, LLC: 67% approved of 27Rocket Mortgage, LLC: 69% approved of 124Ocmbc, Inc.: 69% approved of 35Kind Lending, LLC: 70% approved of 20Newrez LLC: 76% approved of 83Deephaven Mortgage LLC: 77% approved of 43The Loan Store, Inc.: 78% approved of 27Angel Oak Mortgage Solutions LLC: 79% approved of 39Dhi Mortgage Company, Ltd.: 80% approved of 65Wells Fargo Bank, National Association: 80% approved of 86United Wholesale Mortgage, LLC: 81% approved of 176Kiavi Funding, Inc.: 81% approved of 58Regions Bank: 81% approved of 90Centennial Bank: 82% approved of 65New American Funding, LLC: 85% approved of 20Tyndall Federal Credit Union: 86% approved of 28Guild Mortgage Company LLC: 86% approved of 21Fairway Independent Mortgage Corporation: 88% approved of 24Cardinal Financial Company, Limited Partnership: 88% approved of 26BankPlus: 88% approved of 113Citadel Servicing Corporation: 92% approved of 39Cadence Bank: 92% approved of 66Trustmark Bank: 93% approved of 82A&D Mortgage LLC: 93% approved of 41Movement Mortgage, LLC: 93% approved of 43Community Bank of Mississippi: 93% approved of 103Renasant Bank: 95% approved of 21First Colony Mortgage Corporation: 95% approved of 21Crosscountry Mortgage, LLC: 95% approved of 88Ameris Bank: 96% approved of 25American Heritage Lending, LLC: 97% approved of 29Cmg Mortgage, Inc.: 97% approved of 30Capital City Home Loans, LLC: 97% approved of 32Northpointe Bank: 98% approved of 142Lendsure Mortgage Corp.: 100% approved of 209Acrisure Mortgage, LLC: 100% approved of 54Innovations Federal Credit Union: 100% approved of 37River Bank & Trust: 100% approved of 25Panhandle Credit Union: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Bay County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lendsure Mortgage Corp.100%209 / 20991%$265K190
2United Wholesale Mortgage, LLCBroker only81%142 / 17699%$265K140
3Northpointe Bank98%139 / 14297%$305K135
4Rocket Mortgage, LLC69%85 / 124100%$265K85
5BankPlus88%100 / 11373%$285K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 481 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Bay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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