cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Naugatuck Valley Planning Region, Connecticut

Fat Boy Data analyzed cash-out refinance activity in Naugatuck Valley Planning Region, Connecticut to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,674 applications were decided by 186 lenders between 2023 and 2025.

Naugatuck Valley Planning Region at a glance

186Active lenders35 with 20+ decisions
65.6%Market approval rate2,412 of 3,674 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,297 loans funded

How Naugatuck Valley Planning Region compares

Approval rate compared
Naugatuck Valley Planning Region65.6%Connecticut67.3%All 616 counties68.2%
Typical loan compared
Naugatuck Valley Planning Region$145KConnecticut$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Naugatuck Valley Planning Region, CT, 616 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Total Mortgage Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical cash-out refinance here is $145K, 26% smaller than the Connecticut typical of $195K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 24% approved of 41Village Capital & Investment LLC: 27% approved of 26Amerisave Mortgage Corporation: 27% approved of 333Lakeview Loan Servicing, LLC: 29% approved of 38New Day Financial, LLC: 31% approved of 29Carrington Mortgage Services, LLC: 44% approved of 218The Federal Savings Bank: 48% approved of 21Newrez LLC: 48% approved of 226Mutual of Omaha Mortgage, Inc.: 49% approved of 69Quorum Federal Credit Union: 50% approved of 26New American Funding, LLC: 56% approved of 68Navy Federal Credit Union: 57% approved of 21Wells Fargo Bank, National Association: 61% approved of 41Freedom Mortgage Corporation: 65% approved of 129Pennymac Loan Services, LLC: 67% approved of 66Connex Credit Union: 67% approved of 30Nutmeg State Financial: 71% approved of 28Loandepot.Com, LLC: 73% approved of 117Nationstar Mortgage LLC: 73% approved of 67JPMorgan Chase Bank, National Association: 73% approved of 30United Wholesale Mortgage, LLC: 74% approved of 175Onity Mortgage Corporation: 76% approved of 21Thomaston Savings Bank: 80% approved of 35Guaranteed Rate, Inc.: 80% approved of 20Rocket Mortgage, LLC: 80% approved of 782Plaza Home Mortgage, Inc.: 85% approved of 26GoodLeap, LLC: 85% approved of 26Sikorsky Financial Credit Union: 85% approved of 186Crosscountry Mortgage, LLC: 85% approved of 20Waterbury Connecticut Teachers Federal Credit Union: 86% approved of 22Newtown Savings Bank: 88% approved of 25Ion Bank: 88% approved of 77Guild Mortgage Company LLC: 91% approved of 22Total Mortgage Services, LLC: 100% approved of 29Reliance First Capital, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Naugatuck Valley Planning Region

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%629 / 78298%$145K616
2Amerisave Mortgage Corporation27%90 / 33399%$75K89
3Newrez LLC48%108 / 226100%$125K108
4Carrington Mortgage Services, LLC44%95 / 21875%$175K71
5Sikorsky Financial Credit Union85%158 / 18696%$125K152

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 181 more lenders.

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