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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Mesa County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Mesa County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,616 applications were decided by 155 lenders between 2023 and 2025.

Mesa County at a glance

155Active lenders29 with 20+ decisions
72.2%Market approval rate1,889 of 2,616 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,792 loans funded

How Mesa County compares

Approval rate compared
Mesa County72.2%Colorado69.4%All 616 counties68.2%
Typical loan compared
Mesa County$165KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Mesa County, CO, 348 of them.

Ark-La-Tex Financial Services, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 73.

The typical cash-out refinance here is $165K, 11% smaller than the Colorado typical of $185K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 4% approved of 23New Day Financial, LLC: 33% approved of 33Amerisave Mortgage Corporation: 35% approved of 77Lakeview Loan Servicing, LLC: 36% approved of 47American Financing Corporation: 40% approved of 47Carrington Mortgage Services, LLC: 42% approved of 71Spring Eq, LLC: 43% approved of 23Wells Fargo Bank, National Association: 55% approved of 20Flagstar Bank, National Association: 60% approved of 20Bellco: 62% approved of 159Newrez LLC: 64% approved of 69Loandepot.Com, LLC: 69% approved of 64U.S. Bank National Association: 73% approved of 30Freedom Mortgage Corporation: 74% approved of 58Fairway Independent Mortgage Corporation: 75% approved of 32Security Service Federal Credit Union: 76% approved of 33Nationstar Mortgage LLC: 76% approved of 50Pennymac Loan Services, LLC: 76% approved of 42Rocket Mortgage, LLC: 79% approved of 446New American Funding, LLC: 79% approved of 34Guild Mortgage Company LLC: 80% approved of 125GoodLeap, LLC: 80% approved of 35United Wholesale Mortgage, LLC: 81% approved of 190Credit Union of Colorado, A Federal Credit Union: 83% approved of 138Plaza Home Mortgage, Inc.: 85% approved of 20Sooper Cu Dba Climb Cu: 86% approved of 42Academy Mortgage Corporation: 90% approved of 20Coloramo: 94% approved of 47Ark-La-Tex Financial Services, LLC.: 99% approved of 73

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Mesa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%353 / 44699%$135K348
2United Wholesale Mortgage, LLCBroker only81%154 / 19097%$265K150
3Bellco62%99 / 15998%$95K97
4Credit Union of Colorado, A Federal Credit Union83%115 / 13897%$75K111
5Guild Mortgage Company LLC80%100 / 12590%$145K90

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 150 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Mesa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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