Refinance lenders in Santa Cruz County, California
Fat Boy Data analyzed mortgage refinance activity in Santa Cruz County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,515 applications were decided by 183 lenders between 2023 and 2025.
Santa Cruz County at a glance
How Santa Cruz County compares
What the data shows
Rocket Mortgage, LLC made the most mortgage refinances in Santa Cruz County, CA, 100 of them.
Hightechlending Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Santa Cruz County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 77% | 105 / 136 | 95% | $755K | 100 |
| 2 | United Wholesale Mortgage, LLCBroker only | 86% | 97 / 113 | 97% | $715K | 94 |
| 3 | Comerica Bank | 71% | 70 / 98 | 89% | $295K | 62 |
| 4 | Bank of America, National Association | 56% | 49 / 88 | 100% | $255K | 49 |
| 5 | Crosscountry Mortgage, LLC | 99% | 78 / 79 | 100% | $755K | 78 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 178 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest mortgage refinance lenders in Santa Cruz County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.