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investment property lenders · HMDA 2023–2025

Investment property lenders in San Diego County, California

Fat Boy Data analyzed investment property mortgage activity in San Diego County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,161 applications were decided by 424 lenders between 2023 and 2025.

San Diego County at a glance

424Active lenders90 with 20+ decisions
86.8%Market approval rate7,951 of 9,161 decided
$605KTypical loanmedian lender, $10K brackets
95%Borrower take-up7,535 loans funded

How San Diego County compares

Approval rate compared
San Diego County86.8%California88.0%All 616 counties87.5%
Typical loan compared
San Diego County$605KCalifornia$535KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in San Diego County, CA, 1,053 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 115.

The typical investment property mortgage here is $605K, 13% larger than the California typical of $535K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 30% approved of 82Navy Federal Credit Union: 34% approved of 90Hometown Equity Mortgage, LLC: 43% approved of 74Axos Bank: 61% approved of 54Homebridge Financial Services, Inc.: 65% approved of 49Homexpress Mortgage Corp.: 66% approved of 80Bank of America, National Association: 68% approved of 177Flagstar Bank, National Association: 68% approved of 47Deephaven Mortgage LLC: 70% approved of 46Angel Oak Mortgage Solutions LLC: 70% approved of 43Zions Bancorporation, N.A.: 75% approved of 44Wells Fargo Bank, National Association: 77% approved of 138Kbhs Home Loans, LLC: 77% approved of 35U.S. Bank National Association: 78% approved of 260Ocmbc, Inc.: 78% approved of 73Kind Lending, LLC: 78% approved of 120Arc Home LLC: 81% approved of 52Clearedge Lending LLC: 81% approved of 53Lennar Mortgage, LLC: 82% approved of 82United Wholesale Mortgage, LLC: 83% approved of 771NexBank: 84% approved of 62Logan Finance Corporation: 86% approved of 35Rocket Mortgage, LLC: 87% approved of 462JPMorgan Chase Bank, National Association: 88% approved of 238Fundloans Capital: 89% approved of 35Loandepot.Com, LLC: 89% approved of 54East West Bank: 89% approved of 74Residential Wholesale Mortgage, Inc.: 89% approved of 47Pennymac Loan Services, LLC: 90% approved of 258American Pacific Mortgage Corporation: 91% approved of 34Guaranteed Rate, Inc.: 92% approved of 95Citibank, National Association: 92% approved of 50Foundation Mortgage Corporation: 92% approved of 39Change Lending, LLC: 93% approved of 41Champions Funding, LLC: 94% approved of 31Charles Schwab Bank, SSB: 94% approved of 48Newrez LLC: 94% approved of 65Nexera Holding LLC: 94% approved of 66Bay Equity LLC: 94% approved of 35Emporium Tpo LLC: 95% approved of 38Amwest Funding Corp.: 95% approved of 58Kiavi Funding, Inc.: 95% approved of 1,188Cmg Mortgage, Inc.: 96% approved of 89Movement Mortgage, LLC: 96% approved of 47Citadel Servicing Corporation: 96% approved of 97Fairway Independent Mortgage Corporation: 96% approved of 83The Loan Store, Inc.: 96% approved of 199Morgan Stanley Private Bank, National Association: 97% approved of 61Crosscountry Mortgage, LLC: 98% approved of 287Merchants Mortgage & Trust Corporation, LLC: 98% approved of 90Genesis Capital, LLC: 98% approved of 140Synergy One Lending, Inc.: 98% approved of 48Point Mortgage Corporation: 98% approved of 54Conventus LLC: 100% approved of 218Rf Renovo Management Company, LLC: 100% approved of 115Lendsure Mortgage Corp.: 100% approved of 49First Republic Bank: 100% approved of 45Hsbc Bank USA, N.A.tional Association: 100% approved of 39Googain, Inc.: 100% approved of 38New American Funding, LLC: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in San Diego County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.95%1,134 / 1,18893%$755K1,053
2United Wholesale Mortgage, LLCBroker only83%642 / 77199%$535K637
3Rocket Mortgage, LLC87%403 / 46299%$485K398
4Crosscountry Mortgage, LLC98%280 / 28798%$595K273
5U.S. Bank National Association78%202 / 26098%$805K197

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 419 more lenders.

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Other lending data for San Diego County

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Nearby markets

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