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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Orange County, California

Fat Boy Data analyzed home purchase mortgage activity in Orange County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 49,060 applications were decided by 606 lenders between 2023 and 2025.

Orange County at a glance

606Active lenders208 with 20+ decisions
88.0%Market approval rate43,164 of 49,060 decided
$735KTypical loanmedian lender, $10K brackets
95%Borrower take-up41,169 loans funded

How Orange County compares

Approval rate compared
Orange County88.0%California88.4%All 616 counties87.6%
Typical loan compared
Orange County$735KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Orange County, CA, 3,756 of them.

Nmsi, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 682.

The typical home purchase mortgage here is $735K, 32% larger than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 25% approved of 723Credit Human Federal Credit Union: 44% approved of 207Flagstar Bank, National Association: 61% approved of 338Ony Glo, Inc.: 62% approved of 185Homexpress Mortgage Corp.: 65% approved of 163Triad Financial Services, Inc.: 66% approved of 760Kind Lending, LLC: 75% approved of 345Bank of America, National Association: 77% approved of 1,464First-Citizens Bank & Trust Company: 78% approved of 221Navy Federal Credit Union: 80% approved of 223City National Bank: 81% approved of 284Pennymac Loan Services, LLC: 83% approved of 823PNC Bank, National Association: 83% approved of 284BMO Bank National Association: 83% approved of 481Wells Fargo Bank, National Association: 84% approved of 1,168JPMorgan Chase Bank, National Association: 86% approved of 1,273Change Lending, LLC: 87% approved of 246Rocket Mortgage, LLC: 87% approved of 4,378Newrez LLC: 87% approved of 236U.S. Bank National Association: 88% approved of 2,809Cathay Bank: 88% approved of 224Sierra Pacific Mortgage Company, Inc.: 89% approved of 195American Financial Network, Inc.: 89% approved of 187Zions Bancorporation, N.A.: 90% approved of 191United Wholesale Mortgage, LLC: 90% approved of 5,816Ocmbc, Inc.: 90% approved of 513Charles Schwab Bank, SSB: 92% approved of 166Lennar Mortgage, LLC: 92% approved of 1,006Amwest Funding Corp.: 93% approved of 537Zillow Home Loans, LLC: 93% approved of 205The Loan Store, Inc.: 94% approved of 357Loandepot.Com, LLC: 94% approved of 801Jmac Lending, Inc.: 94% approved of 159Cmg Mortgage, Inc.: 94% approved of 469Fairway Independent Mortgage Corporation: 94% approved of 181Citibank, National Association: 95% approved of 965Primelending, A Plainscapital Company: 95% approved of 291Guild Mortgage Company LLC: 95% approved of 172Morgan Stanley Private Bank, National Association: 96% approved of 261East West Bank: 96% approved of 716Royal Pacific Funding Corp.: 97% approved of 173New American Funding, LLC: 97% approved of 448Guaranteed Rate, Inc.: 97% approved of 525Citadel Servicing Corporation: 97% approved of 176Paramount Residential Mortgage Group, Inc.: 97% approved of 331Schoolsfirst: 97% approved of 1,336Guaranteed Rate Affinity, LLC: 98% approved of 276Movement Mortgage, LLC: 98% approved of 406Flexpoint, Inc.: 98% approved of 197Aaa Capital Investment, Inc.: 99% approved of 168Crosscountry Mortgage, LLC: 99% approved of 772New Wave Lending Group Inc: 99% approved of 600Jmj Financial Group: 99% approved of 231General Mortgage Capital Corporation: 99% approved of 176Eagle Community Credit Union: 100% approved of 637Nmsi, Inc.: 100% approved of 682Emet Lending Group, Inc.: 100% approved of 387Bay-Valley Mortgage Group: 100% approved of 236Nfm, Inc.: 100% approved of 234Franklin Loan Corporation: 100% approved of 166

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%5,216 / 5,81699%$725K5,159
2Rocket Mortgage, LLC87%3,794 / 4,37899%$735K3,756
3U.S. Bank National Association88%2,478 / 2,80998%$905K2,431
4Bank of America, National Association77%1,121 / 1,46491%$905K1,016
5Schoolsfirst97%1,301 / 1,33698%$715K1,273

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 601 more lenders.

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Other lending data for Orange County

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Nearby markets

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