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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Kings County, California

Fat Boy Data analyzed investment property refinance activity in Kings County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 140 applications were decided by 47 lenders between 2023 and 2025.

Kings County at a glance

47Active lenders1 with 20+ decisions
81.4%Market approval rate114 of 140 decided
$265KTypical loanmedian lender, $10K brackets
92%Borrower take-up105 loans funded

How Kings County compares

Approval rate compared
Kings County81.4%California76.8%All 616 counties77.7%
Typical loan compared
Kings County$265KCalifornia$555KAll 616 counties$235K

What the data shows

Ameritrust Mortgage Corporation made the most investment property refinances in Kings County, CA, 24 of them.

Ameritrust Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical investment property refinance here is $265K, 52% smaller than the California typical of $555K.

Investment property refinance lenders in Kings County

LenderApprovalApprovedTaken upTypical loanLoans made
1Ameritrust Mortgage Corporation100%24 / 24100%$265K24
2United Wholesale Mortgage, LLCBroker only72%13 / 1892%$295K12
3Kiavi Funding, Inc.Limited sample89%8 / 9100%$175K8
4Deephaven Mortgage LLCLimited sample100%8 / 8100%$205K8
5Homexpress Mortgage Corp.Broker only83%5 / 680%$275K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 42 more lenders.

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