Investment property lenders in Kern County, California
Fat Boy Data analyzed investment property mortgage activity in Kern County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,131 applications were decided by 265 lenders between 2023 and 2025.
Kern County at a glance
How Kern County compares
What the data shows
Kiavi Funding, Inc. made the most investment property mortgages in Kern County, CA, 249 of them.
Merchants Mortgage & Trust Corporation, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 78.
The typical investment property mortgage here is $245K, 54% smaller than the California typical of $535K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property lenders in Kern County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 86% | 236 / 276 | 98% | $245K | 232 |
| 2 | Kiavi Funding, Inc. | 94% | 258 / 275 | 97% | $225K | 249 |
| 3 | Ocmbc, Inc.Broker only | 92% | 164 / 179 | 73% | $235K | 120 |
| 4 | Rocket Mortgage, LLC | 85% | 137 / 162 | 99% | $275K | 136 |
| 5 | Kind Lending, LLC | 70% | 64 / 91 | 98% | $265K | 63 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 260 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Kern County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Typical loan and full range
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