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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Benton County, Arkansas

Fat Boy Data analyzed cash-out refinance activity in Benton County, Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,547 applications were decided by 202 lenders between 2023 and 2025.

Benton County at a glance

202Active lenders28 with 20+ decisions
74.0%Market approval rate2,626 of 3,547 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,498 loans funded

How Benton County compares

Approval rate compared
Benton County74.0%Arkansas67.0%All 616 counties68.2%
Typical loan compared
Benton County$185KArkansas$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Benton County, AR, 801 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Lenders approved 74.0% of cash-out refinance applications in Benton County, AR, 7.0 percentage points above the Arkansas rate of 67.0%.

The typical cash-out refinance here is $185K, 28% larger than the Arkansas typical of $145K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 72Amerisave Mortgage Corporation: 34% approved of 219Lakeview Loan Servicing, LLC: 36% approved of 45American Financing Corporation: 44% approved of 27New Day Financial, LLC: 45% approved of 65Carrington Mortgage Services, LLC: 45% approved of 73Village Capital & Investment LLC: 52% approved of 23Loandepot.Com, LLC: 60% approved of 116Navy Federal Credit Union: 64% approved of 33Mutual of Omaha Mortgage, Inc.: 64% approved of 47Newrez LLC: 67% approved of 67Flagstar Bank, National Association: 68% approved of 22Freedom Mortgage Corporation: 69% approved of 93New American Funding, LLC: 70% approved of 43Gateway First Bank: 72% approved of 32BOKF, National Association: 74% approved of 27GoodLeap, LLC: 74% approved of 39Arkansas Federal Credit Union: 75% approved of 20United Wholesale Mortgage, LLC: 79% approved of 136Pennymac Loan Services, LLC: 80% approved of 119Arvest Bank: 82% approved of 368Nationstar Mortgage LLC: 83% approved of 94Rocket Mortgage, LLC: 88% approved of 943United Federal Credit Union: 91% approved of 33The Federal Savings Bank: 92% approved of 24JPMorgan Chase Bank, National Association: 95% approved of 20Flat Branch Mortgage, Inc.: 96% approved of 23Reliance First Capital, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Benton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC88%832 / 94396%$165K801
2Arvest Bank82%300 / 36899%$225K297
3Amerisave Mortgage Corporation34%75 / 21999%$115K74
4United Wholesale Mortgage, LLCBroker only79%108 / 13695%$245K103
5Pennymac Loan Services, LLC80%95 / 11999%$165K94

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 197 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Benton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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