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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Navajo County, Arizona

Fat Boy Data analyzed home improvement loan activity in Navajo County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 602 applications were decided by 66 lenders between 2023 and 2025.

Navajo County at a glance

66Active lenders9 with 20+ decisions
61.1%Market approval rate368 of 602 decided
$85KTypical loanmedian lender, $10K brackets
86%Borrower take-up318 loans funded

How Navajo County compares

Approval rate compared
Navajo County61.1%Arizona65.1%All 616 counties62.7%
Typical loan compared
Navajo County$85KArizona$105KAll 616 counties$75K

What the data shows

Zions Bancorporation, N.A. made the most home improvement loans in Navajo County, AZ, 61 of them.

Arizona Central Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 83% of 41.

The typical home improvement loan here is $85K, 19% smaller than the Arizona typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 15% approved of 20Discover Bank: 35% approved of 26Spring Eq, LLC: 46% approved of 24BMO Bank National Association: 56% approved of 25OneAZ Credit Union: 57% approved of 21Figure Lending LLC: 63% approved of 30Zions Bancorporation, N.A.: 66% approved of 112Desert Financial Credit Union: 68% approved of 60Arizona Central Credit Union: 83% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Navajo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Zions Bancorporation, N.A.66%74 / 11282%$105K61
2Desert Financial Credit Union68%41 / 6088%$75K36
3Arizona Central Credit Union83%34 / 41100%$75K34
4Figure Lending LLC63%19 / 3068%$65K13
5Discover Bank35%9 / 26100%$45K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 61 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Navajo County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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