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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Mobile County, Alabama

Fat Boy Data analyzed cash-out refinance activity in Mobile County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,489 applications were decided by 205 lenders between 2023 and 2025.

Mobile County at a glance

205Active lenders29 with 20+ decisions
59.7%Market approval rate2,680 of 4,489 decided
$135KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,499 loans funded

How Mobile County compares

Approval rate compared
Mobile County59.7%Alabama64.9%All 616 counties68.2%
Typical loan compared
Mobile County$135KAlabama$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Mobile County, AL, 724 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Gmfs LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 28.

Lenders approved 59.7% of cash-out refinance applications in Mobile County, AL, 5.2 percentage points below the Alabama rate of 64.9%.

The typical cash-out refinance here is $135K, 13% smaller than the Alabama typical of $155K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 12% approved of 101Amerisave Mortgage Corporation: 22% approved of 374Lakeview Loan Servicing, LLC: 32% approved of 77American Financing Corporation: 35% approved of 34Carrington Mortgage Services, LLC: 40% approved of 209Village Capital & Investment LLC: 41% approved of 56New Day Financial, LLC: 42% approved of 135Trustmark Bank: 46% approved of 35Newrez LLC: 46% approved of 131Keesler: 48% approved of 63New American Funding, LLC: 48% approved of 48Wells Fargo Bank, National Association: 50% approved of 52Loandepot.Com, LLC: 53% approved of 179All In Federal Credit Union: 60% approved of 52Navy Federal Credit Union: 61% approved of 61Navigator Cu: 62% approved of 60Pennymac Loan Services, LLC: 65% approved of 81Mutual of Omaha Mortgage, Inc.: 67% approved of 48United Wholesale Mortgage, LLC: 67% approved of 203Freedom Mortgage Corporation: 69% approved of 176GoodLeap, LLC: 69% approved of 120New Horizons Credit Union: 70% approved of 148Regions Bank: 72% approved of 89Tyndall Federal Credit Union: 72% approved of 57The Federal Savings Bank: 73% approved of 26Nationstar Mortgage LLC: 75% approved of 104Flagstar Bank, National Association: 75% approved of 20Rocket Mortgage, LLC: 75% approved of 994Gmfs LLC: 93% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Mobile County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%750 / 99497%$135K724
2Amerisave Mortgage Corporation22%81 / 37494%$105K76
3Carrington Mortgage Services, LLC40%83 / 20977%$125K64
4United Wholesale Mortgage, LLCBroker only67%136 / 20398%$195K133
5Loandepot.Com, LLC53%94 / 17998%$145K92

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 200 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Mobile County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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