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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Limestone County, Alabama

Fat Boy Data analyzed cash-out refinance activity in Limestone County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,754 applications were decided by 150 lenders between 2023 and 2025.

Limestone County at a glance

150Active lenders18 with 20+ decisions
69.9%Market approval rate1,226 of 1,754 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,168 loans funded

How Limestone County compares

Approval rate compared
Limestone County69.9%Alabama64.9%All 616 counties68.2%
Typical loan compared
Limestone County$165KAlabama$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Limestone County, AL, 310 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Listerhill Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 91% of 45.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 33Amerisave Mortgage Corporation: 30% approved of 112Lakeview Loan Servicing, LLC: 41% approved of 34Carrington Mortgage Services, LLC: 47% approved of 66New Day Financial, LLC: 48% approved of 46New American Funding, LLC: 50% approved of 26Wells Fargo Bank, National Association: 60% approved of 20Newrez LLC: 61% approved of 36Pennymac Loan Services, LLC: 65% approved of 62Redstone Federal Credit Union: 67% approved of 101Regions Bank: 73% approved of 22Loandepot.Com, LLC: 77% approved of 52Freedom Mortgage Corporation: 78% approved of 72Rocket Mortgage, LLC: 81% approved of 397United Wholesale Mortgage, LLC: 84% approved of 118GoodLeap, LLC: 87% approved of 23Nationstar Mortgage LLC: 88% approved of 43Listerhill Credit Union: 91% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Limestone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%321 / 39797%$155K310
2United Wholesale Mortgage, LLCBroker only84%99 / 11898%$255K97
3Amerisave Mortgage Corporation30%34 / 112100%$115K34
4Redstone Federal Credit Union67%68 / 10197%$135K66
5Freedom Mortgage Corporation78%56 / 7298%$265K55

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 145 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Limestone County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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